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  • 2月 01 週二 201114:04
  • 2011/2/1 News clips

國民所得飛越2萬美元
有感復甦 今年經濟成長率升至5.03%
2011年 02月01日 蘋果日報
【吳靜君╱台北報導】行政院主計處昨上修去年及今年的經濟成長率至10.47%及5.03%,分別較去年11月預估值,增加0.49及0.52個百分點,主計處並預估今年平均國民所得將達2.12萬美元(約62.12萬元台幣),正式突破2萬美元大關。
物價指數升至2.04%
主計處官員表示,近期歐美大廠轉單效應更為明朗、穩定,使得出口金額將會更亮眼,今年出口金額將達3051億美元,創歷史新高,也將帶動企業投資及民眾薪資成長,使今年經濟成長率大幅上修0.52個百分點,突破5%。
經建會副主委胡英仲表示,主計處的經濟預測高於今年政府的經建目標,顯見經濟是愈來愈樂觀,不過,主計處也上修物價指數從1.85%調升至2.04%,是否造成通貨膨脹會嚴密觀察。
中央大學經濟系教授邱俊榮表示,去年出口優於預期,所以去年第4季的經濟成長率就已大幅上修,若企業願意投資,今年經濟成長率突破5%是有可能的。
歐美轉單帶動出口
邱俊榮說,由於日圓升值、以及歐洲晶圓大廠關閉,轉單台灣的效應十分明顯,出口值仍會很亮眼。不過,韓國出口競爭力愈來愈強,未來出口到歐美的市佔率也愈來愈高,台灣出口是否可維持高度成長,帶動内需則要審慎觀察。
主計處官員強調,今年每人平均國內生產毛額(Gross Domestic Product,GDP)以及每人平均國民生產毛額(Gross National Product,GNP)都會突破2萬美元,分別為2.059萬美元(約60.33萬元台幣)及2.12萬美元。
淡大財金系教授聶建中表示,人均GDP及人均GNP是檢視該國的富有程度,而人均GDP是境內所得,但隨國際化及海外投資熱絡,各國比較富有程度,人均GNP漸漸受到重視。
聶建中表示,人均GNP愈高,顯示國內勞工產值高,企業賺錢也會逐漸溢散到民眾身上,今年若能達到2萬美元以上,民眾將會感覺到經濟成長的好處,屬於「有感復甦」。
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  • 1月 28 週五 201109:08
  • 2011 100 Best Companies to Work For




100 Best Companies to Work For 


FORTUNE


Top 100










































































































































































































































































































































































































































































































































































































































RankCompanyJob
growth
U.S.
employees
1 SAS 3% 5,629
2 Boston Consulting Group 2% 1,713
3 Wegmans Food Markets 6% 39,255
4 Google N.A. N.A.
5 NetApp 9% 5,455
6 Zappos.com 37% 1,843
7 Camden Property Trust 0% 1,719
8 Nugget Market -2% 1,240
9 Recreational Equipment (REI) -1% 9,380
10 DreamWorks Animation SKG 10% 1,994
11 Edward Jones 2% 35,987
12 Scottrade 19% 2,884
13 Alston & Bird -12% 1,611
14 Robert W. Baird 5% 2,406
15 Mercedes-Benz USA -3% 1,657
16 JM Family Enterprises -2% 3,688
17 USAA -1% 21,889
18 Stew Leonard's -7% 1,991
19 The Methodist Hospital System 2% 11,298
20 Cisco 3% 36,612
21 Container Store -3% 3,338
22 DPR Construction -7% 1,073
23 Goldman Sachs 7% 13,154
24 Whole Foods Market 3% 52,915
25 Umpqua Bank 18% 2,154
26 Plante & Moran -4% 1,478
27 CHG Healthcare Services -5% 1,124
28 Bingham McCutchen 7% 1,607
29 Quicken Loans 4% 3,179
30 NuStar Energy 4% 1,419
31 W. L. Gore & Associates 1% 5,770
32 Chesapeake Energy 10% 8,529
33 Qualcomm 2% 12,520
34 QuikTrip 5% 10,936
35 Genentech 3% 11,464
36 Southern Ohio Medical Center 18% 2,276
37 Scripps Health 5% 11,847
38 PCL Construction -4% 1,323
39 American Fidelity Assurance -1% 1,495
40 Balfour Beatty Construction 37% 2,079
41 Devon Energy -10% 3,508
42 Baptist Health South Florida 5% 12,249
43 Shared Technologies -3% 1,192
44 Intuit -3% 6,475
45 TDIndustries -11% 1,429
46 Johnson Financial Group -4% 1,259
47 Novo Nordisk -1% 3,340
48 Build-A-Bear Workshop -7% 4,250
49 American Express -3% 26,329
50 Baker Donelson 1% 1,127
51 Intel -1% 42,694
52 Salesforce.com 15% 2,725
53 Four Seasons Hotels N.A. 11,729
54 Atlantic Health 5% 7,418
55 Perkins Coie 2% 1,726
56 Millennium: The Takeda Oncology Company 11% 1,269
57 Aflac 0% 4,400
58 General Mills 1% 16,803
59 Hasbro -4% 3,055
60 Children's Healthcare of Atlanta -1% 6,521
61 Mayo Clinic -1% 41,068
62 OhioHealth 4% 12,529
63 Deloitte -1% 38,493
64 FactSet Research Systems 3% 1,355
65 Adobe Systems 18% 4,788
66 EOG Resources 5% 1,811
67 Publix Super Markets -1% 141,217
68 Stryker -2% 8,389
69 Mattel -2% 5,161
70 S.C. Johnson & Son -1% 3,310
71 Marriott International -4% 106,280
72 Microsoft -4% 53,410
73 PricewaterhouseCoopers -4% 28,168
74 Nordstrom 19% 49,447
75 Arkansas Children's Hospital 2% 3,776
76 Gilbane -9% 1,761
77 Ernst & Young -7% 23,102
78 SRC/SRCTec 9% 1,054
79 National Instruments -1% 2,545
80 St. Jude Children's Research Hospital -1% 3,557
81 CarMax 3% 13,436
82 Teach For America 10% 1,236
83 Kimpton Hotels & Restaurants 6% 6,735
84 Bright Horizons Family Solutions -4% 13,737
85 Booz Allen Hamilton 9% 23,294
86 KPMG -5% 19,892
87 Men's Wearhouse -1% 14,548
88 Meridian Health -8% 8,004
89 Brocade Communications Systems 8% 3,112
90 CH2M Hill -12% 13,486
91 The Everett Clinic 4% 1,633
92 Rackspace Hosting 14% 2,405
93 J. M. Smucker -4% 4,157
94 Aéropostale 7% 16,589
95 Morningstar 14% 1,224
96 MITRE 2% 6,686
97 Darden Restaurants 21% 167,537
98 Starbucks -5% 103,425
99 Accenture 4% 31,000
100 W. W. Grainger -3% 13,699








From the Feb. 7, 2011 issue





Big pay: Annual pay
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  • 個人分類:求職經驗談文章
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  • 1月 28 週五 201109:03
  • What's so great about working at Goldman?

goldman_sachs_wall_street.jc.top.jpg
What's so great about working at Goldman?

By Scott Cendrowski, writer-reporterJanuary 27, 2011: 10:23 AM ET
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  • 個人分類:Investment Banks
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  • 1月 26 週三 201115:18
  • Egypt

總統滾下台 埃及示威3死 【06:05】 
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  • 個人分類:個人學習札記
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  • 1月 26 週三 201114:33
  • 20110126 財報公佈&News

財報─雅虎Q4獲利翻倍 但營收年減12% 盤後挫約3%
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  • 1月 24 週一 201116:49
  • Next Generation GMAT Exam to Add New Integrated Reasoning Section


Next Generation GMAT®
Changes are coming to the GMAT exam. Schools and programs want to know how you'll perform in today's information-rich climate.




    On June 4, 2012, the GMAT exam will gain a new section designed to measure your ability to evaluate information from multiple sources. Incorporating advances in technology and measurement, the next generation GMAT will include a new 30-minute Integrated Reasoning section that will ask you to interpret data presented graphically, analyze different types of information, and evaluate outcomes.
    These skills—according to a survey of 740 business school faculty members worldwide—are necessary to respond to the complex challenges presented in business school programs and in today’s information-rich business environment.
    The GMAT Verbal, Quantitative and Total Scores will not change. Test takers will receive a separate score for the essay, as they do now, and for the new Integrated Reasoning section. The overall length of the GMAT exam (three and a half hours) will not change. When the Integrated Reasoning section is added, the Analytical Writing assessment will be streamlined to include only one 30-minute essay prompt instead of two.



    http://www.mba.com/mba/thegmat/nexgen


                                                            現在的GMAT                                下一代的GMAT
    AWA(分析寫作)                              60分--2 AWA prompts             30分--1 AWA prompt
    Q (計量)                                        75分(不變)                               75分(不變)
    V (字彙)                                        75分(不變)                               75分(不變)
    Integrated Reasoning(整合推理)  --                                                30分


    http://gmac.mediaroom.com/index.php?s=43&item=112


    Next Generation GMAT Exam to Add New Integrated Reasoning Section


    Global Business School Exam to Introduce Innovative New Questions in June 2012


    June 25, 2010


    San Diego, California—The Graduate Management Admission Test (GMAT) will add an innovative new section designed to measure people’s ability to evaluate information from multiple sources. The new integrated reasoning section, scheduled to be introduced in June 2012, will provide business schools with a window into how prospective students respond to the kinds of complex challenges they will encounter as managers in today’s information-rich business environment.
    The coming enhancements to the GMAT exam stem from multiple surveys of business school faculty conducted during the past four years by the Graduate Management Admission Council (GMAC), owners of the exam. GMAC solicits input from faculty as a regular part of its commitment to continuously improving the GMAT exam. The Council unveiled the changes to the exam here today at its Annual Industry Conference, the largest gathering of graduate business school professionals in the world.


     


    The integrated reasoning portion of the GMAT will capitalize on innovations in technology and assessments and feature questions that further enhance the validity of the test. These questions include information from multiple sources, such as charts, graphs, and spreadsheets. Examinees will be asked to analyze information, draw conclusions and discern relationships between data points, just as they must do in business school.


     


    “The new integrated reasoning section of the GMAT will be a microcosm of today’s b-school classroom,” said Dave Wilson, president and CEO of GMAC. “These questions will provide critical intelligence to schools about the ability of prospective students to make sound decisions by evaluating, assimilating or extrapolating data.”


     


    The overall length of the GMAT exam (three and a half hours) will not change. The new integrated reasoning section will be 30 minutes long and replace one of two essays that are part of the GMAT’s analytical writing section. Admissions officers have stated and GMAC research has shown that performance on the essays is closely aligned, making a single essay acceptable for predicting performance.
    The GMAT exam’s verbal and quantitative sections will not change. As a result, when the new section is introduced in June 2012, tests will be scored on the same 200–800 scale used today. Test takers will receive a separate score for the essay—as they do now—and another distinct score on the new integrated reasoning section.


     


    About GMAC
    The Graduate Management Admission Council (www.gmac.com) is a nonprofit education organization of leading graduate business schools worldwide dedicated to creating access to and disseminating information about graduate management education. GMAC is based in McLean, Virginia, and has a European office in London. The GMAT® exam was created in 1954 and is used by nearly 5,000 graduate management programs at approximately 1,900 business schools around the world to assess applicants. The GMAT—the only standardized test designed expressly for graduate business and management programs worldwide—is continuously available at more than 530 test centers in over 111 countries. More information about the GMAT exam is available at www.mba.com.


    FAQs about Next Generation GMAT: http://www.gmac.com/gmac/TheGMAT/TheNextGenerationGMAT/NextGenGMATFAQs.htm.






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  • 個人分類:StudyAbroad
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  • 1月 24 週一 201116:14
  • bull/bear market


 牛市(bull market),當股市或者經濟呈現上漲多頭格局的時候稱之。

稱為多頭市場或牛市的原因,是因為價格上揚時市場熱絡,投資人與證券經紀
人擠在狹小的證券交易所中,萬頭攢動,如傳統牛市集的圈牛群一般壯觀,故戲稱之為牛市。牛在西方文化中是財富與力量的象徵,源於古埃及。  
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  • 個人分類:Finance
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  • 1月 24 週一 201115:15
  • 科技相關指數

 
   
NASDAQ Indexes
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  • 個人分類:個人學習札記
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  • 1月 24 週一 201114:38
  • TDR配息 今年要報稅

TDR配息 今年要報稅
2011-01-24 01:14
工商時報
記者王信人/台北報導
 最低稅負實施後,哪些海外所得要課稅?財政部表示,在台灣證券交易市場上市掛牌交易的台灣存託憑證(TDR)、香港指數型基金(ETF)、境外公司第一上市的股票,其配息、配股、紅利等,都屬於海外所得,必須申報課稅。但是在國內的交易屬於「證券交易所得」,得以免稅。
 財政部指出,投資人投資TDR,拿到境外發行公司委託存託銀行給的股息、紅利、利息或其他收益,是海外所得。同理,投資在台灣上市的香港ETF,配息來自香港ETF分配的收益,也是海外所得。但買賣TDR、ETF的獲利是證券交易所得,免課所得稅。
 投資人如果買「在國內發行」的基金,該基金投資海外有價證券,後來投資人申請贖回基金時的獲利,屬於中華民國來源的證所稅,免課徵。如果買「在國外發行」的境外基金,不論獲配利息,或申請買回時獲利,都是海外所得,要申報繳納最低稅負。
 投資人支付買賣境外基金的手續費、服務費、轉換費、管理費或匯費等相關費用,財政部表示,如果屬於投資基金的必要費用,都可從所得中減除。
 境外基金的海外所得所屬年度,如果T日為配息(配權)基準日,T+14日為受託人收到配息(配權)之日,T+16日為受託人將配息(配權)分配予投資人之日,信託財產發生的收入應由受益人在所得發生年度課稅,所以投資人的海外所得應列在T+14日的年度。
 境外基金如果配發現金,以配發的現金為所得額。
 如果配發單位數,其所得額=所配發之單位數×淨值×T+14日台銀買賣該外幣即期外匯收盤價的平均數。獲配的單位數在轉讓或申請買回時,要以配發時的淨值作為成本,計算交易損益。
 投資人如果能提出原始取得成本,可選擇用個別辨認法或加權平均法,計算成本。但同一基金受益憑證不可再區分單筆申購或定期定額方式投資,而有不同的成本認定。
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  • 個人分類:Equity Market
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  • 1月 24 週一 201114:18
  • News

投資大師紛警告:全球通膨風險升溫
 【編譯莊雅婷/綜合外電】
太平洋投資管理公司(Pimco)投資長葛洛斯(Bill Gross)和投資大師羅傑斯(Jim Rogers),21日不約而同警告全球通膨升溫風險,表態看空已開發國家債券。
上周公布的官方數據顯示,12月英國消費者物價指數(CPI )升抵3.7%,市場擔憂通膨蠢動,刺激銀行的借款成本攀升至3.72%的八個月高峰;歐洲12月通膨率突破歐洲央行目標值,為兩年來首見;上周美國2年期和30年期公債利差也衝上破紀錄的新高,顯示投資人預期通膨率走揚,而且央行未來將會升息。
全球最大債券基金操盤手葛洛斯接受金融時報採訪時說:「在債券收益極低、且通膨有升溫跡象之際,為什麼要持有債券?如果英國和美國的CPI持續維持在3%和2%以上,實質利率將呈現負值,債券就不再有投資魅力。」
他指出,央行官員都設想節節攀升的食物和能源價格終究會回歸均值,意即重返歷史平均水準,但隨著世界各國對動、植物蛋白質的消耗增加,這種想法是異想天開。
葛洛斯看空已開發國家的公債,他認為投資通膨連動的債券是不錯的選擇,但更明智的作法是錢進實質利率更高的國家。
無獨有偶,商品投資大師羅傑斯也對通膨憂心忡忡,他指出,西方各國政府隱瞞了通膨的嚴重性,因此他避開債券投資,緊抱大宗商品,他說:「通膨正在蠢動,但英、美政府並未據實以告。全世界的貨幣都在貶值,因此你最好持有實體資產。」
令人意外的是,羅傑斯也看空新興市場,他表示,過去三年間全球資金蜂擁至新興市場,「所以我需要做好避險」。他也看多歐元,他說:「觀察愈久,我愈深信德國將會接管歐元。」
不過,其他知名投資人持不同看法,富達國際投資公司選股名家波頓(Anthony Bolton)仍看好新興市場,他說:「我不認為通膨會是大問題,雖然新興市場通膨率升高,但資金仍會從已開發國家流入新興國家。」
投資人的擔憂之一是中國央行為了對抗通膨,可能開始啟動升息循環,但波頓認為,北京當局今年將將把政策重心擺在維持經濟成長,「緊縮貨幣政策勢在必行,但北京當局將採取漸進式手段,短期內不會有太大動作」。【2011-01-23/聯合報/AA2版/股市‧基金】
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